In to-days economy how do I buy a car? I am not talking about a new car just an older model. Right now I have bad credit auto refinance.  I have been down on my luck for a couple of years.  I have read there are places that can guarantee a loan no matter how bad your credit is.  I don’t know what a person is to do without a car.  I have a job now so at least things are looking up for me.  I guess I will get on the Internet and search this quick as I am in a bind.  I can’t bum rides from friends!